Who is Fractional CFO
For founders of 1–20M EUR companies, a fractional CFO brings senior finance leadership a few days a month instead of a full‑time hire. A fractional CFO turns scattered bookkeeping and ad‑hoc spreadsheets into clear cash‑flow visibility, reliable numbers, and forward‑looking plans you can actually run the business on.
They help you decide where money should go next, prepare for funding or banking conversations, and set up simple processes so finance stops being a constant worry. In short, you get the benefits of a seasoned CFO, at a level of commitment and cost that fits your current stage.
Typical challenges addressed by Fractional CFO
Most fractional CFO engagements focus on a few of these areas first, creating quick wins in cash‑flow visibility and reliable numbers before tackling deeper improvements.
Planning & Budgeting improvement
From reacting to bank balance and invoices to a rolling 12‑month cash‑flow and budget you use to make decisions.
From “no idea what we can afford” to clear scenarios for hiring, investments, and downside protection.
Creating order and structure in finance
From finance living in the founder’s head and a few spreadsheets to clear roles, routines, and a basic finance calendar.
From last‑minute scrambles for numbers to a predictable month‑end rhythm everyone understands.
Organizing processes and reporting
From late, inconsistent reports to a monthly pack you can review in 10–15 minutes.
From manual, error‑prone processes to a lightweight system that keeps books current and audits simple.
Expenses optimization
From “no idea where the money goes” to a simple view of costs by category, product, and customer.
From blanket cost cutting to targeted changes that protect growth while improving margins.
Preparing a firm for external funding
From loosely assembled figures to investor‑ready financial statements and metrics.
From a vague story about growth to a funding narrative grounded in data, unit economics, and realistic plans.
Preparing company for a valuation
From guesswork on what the business is worth to a structured view of value drivers and comparable benchmarks.
From “we’ll see what buyers say” to clear steps that can improve valuation over the next 12–24 months.
Sometimes this support comes from a fractional CFO stepping into your team; other times the best fit is a vetted specialist (e.g., funding, FP&A, pricing). We decide the format together based on your situation.
Tell us what’s going on, we’ll reply with options
Share a few lines about your situation (stage, revenue, current finance setup). We’ll respond by email with how fractional CFO support or a matched finance expert could help, plus suggested next steps.
